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1. ENTRY:  No purchase necessary to enter or win. Contestants will enter by submitting photos or video via email to
insureitforless.com

2. ELIGIBILITY: This contest is open only to legal U.S. residents, over the age of 18. Employees of Sillect Insurance Service Inc. (along with its contractors, affiliates and subsidiaries) and their families are not eligible. Void where prohibited by law.  Contestants residing in those areas where the contest is void may participate in the contest but may not win any prizes.

3. WINNER SELECTION: Management Employees of Sillect Insurance Service Inc. will  judge the contest. Submissions will be judged on their creativity and originality. All decisions of the judges are final.

4. PRIZES:  Winners will receive $5.00 gift cards.

5. WINNER NOTIFICATION: Winners will be notified within 14 days after the determination date.  Inability to contact a winner may result in disqualification and selection of an alternate winner.

6. GENERAL CONDITIONS:
 
a. Participants hereby grant SISI a non-exclusive, perpetual, worldwide license to broadcast, publish, store, reproduce, distribute, syndicate, and otherwise use and exhibit the Submission (along with their names, voices, performance and/or likenesses) in all media now known and later come into being for purposes of trade or advertising without further compensation. Participants represent and warrant that they have full legal right, power and authority to grant SISI the foregoing license and if applicable, have secured all necessary rights from any participants in, and contributors to, their Submission in order to grant such a license.
 
b. Sillect Insurance Service Inc. is under no obligation to use any Submission or return the Submissions to participants.
 
c. Winners will be required to execute and return a Certificate of Eligibility, Consent and General Release form within 14 days of notification. Non-compliance within this time period may result in disqualification and selection of an alternate winner.  Any income tax liability is the sole responsibility of the winner.

7. USE OF CONTEST INFORMATION: All entries become the property of Sillect Insurance Service Inc. Sillect Insurance Service inc.  reserves the right to use any and all information related to the contest, including submissions provided by the contestants, for editorial, marketing and any other purpose, unless prohibited by law. 

8. NOT ENDORSED BY FACEBOOK: By participating in this contest, you acknowledge that this contest is in no way sponsored, endorsed or administered by, or associated with, Facebook and release Facebook from any and all liability arising from or related to this contest. The information you are providing for this contest is being provided to Sillect Insurance Service Inc. and not to Facebook, and will be used to notify you if you have won, and to inform you about special offers from Sillect Insurance Service inc.

9. CONDUCT: All contest participants agree to be bound by these Official Rules.  Sillect Insurance Service Inc in its sole discretion, reserves the right to disqualify any person it finds to be tampering with the entry process, the operation of its web site or is otherwise in violation of these rules.

10. LIMITATIONS OF LIABILITY: Sillect Insurance Service Inc. is not responsible for late, lost or misdirected email or for any computer, online, telephone or technical malfunctions that may occur.  If for any reason, the contest is not capable of running as planned, including infection by computer virus, bugs, tampering, unauthorized intervention or technical failures of any sort,Sillect Insurance Service Inc may cancel, terminate, modify or suspend the contest.  Entrants further agree to release Sillect Insurance Service Inc. any liability resulting from, or related to participation in the contest.

11. WINNERS LIST: The names of the winner may be obtained by mailing a self address return envelope to Sillect Insurance Service Inc Po Box 8575 Woodland CA 95776.



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